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Decision Advisor for SME Owners | Clarity Before Capital Is Committed

Clarity for High‑Stakes Business Decisions

Independent judgment for owner‑led businesses

When decisions involve capital, people, and long‑term positioning, thinking alone becomes risky. I work with US SME owners as an independent Decision Advisor — a second brain focused on decision quality before capital is committed.

Not consulting. Not coaching.
Structured clarity for decisions that cannot be reversed easily.

Why Owners Get Stuck

  • Advice is plentiful; accountability is not
  • Management optimizes for functions, not outcomes
  • Consultants sell frameworks, not judgment
  • Waiting for certainty destroys timing

The most expensive decisions are made when information is incomplete, markets are shifting, capital is at risk, and reversals are hard.

This is where owners need a second brain — not more opinions.

What a Decision Advisor Actually Does

  • Structure the decision before debating solutions
  • Make assumptions explicit
  • Compare real alternatives, including not acting
  • Surface risk, timing, and opportunity cost
  • Document why one choice makes sense now

You remain the decision‑maker. I improve the decision process.

How This Is Different from Consulting

  • No slide decks or junior analyst churn
  • No generic playbooks or best‑practice theater
  • Decision first. Planning and execution later
  • No dependency or retainer pressure

Typical Decisions I Help Owners With

  • Expand capacity now or wait for demand clarity?
  • Deploy capital or preserve cash?
  • Hire senior leadership or redesign structure first?
  • Sell, recapitalize, or hold?
  • Is the downturn cyclical or structural?
  • Hiring a Fractional COO or CXO

These are judgment calls with real downside.

How We Work Together

  1. You bring one real decision
  2. I study context and request only essential inputs
  3. You receive a written decision memo (1–4 pages)
  4. One refinement round — then you decide

No retainers. No lock‑ins. Continue only if it compounds value.

Pricing & Engagement

Decision‑based pricing aligned to downside risk.

Single Decision Review

$4,000 – $7,500

For high‑impact, non‑trivial decisions. Includes context review, focused inputs, a 1–4 page decision memo, and one refinement round.


Decision Partnership (Quarterly)

$12,000 – $18,000 per quarter

Up to 3 major decisions per quarter. Best for owners navigating volatility, transitions, or capital cycles.

You are not paying for: decks, hours, frameworks, or execution teams.

You are paying for: decision quality when mistakes are expensive.

Risk, Responsibility, and Reality

I do not promise certainty. No credible advisor does. What I provide is explicit assumptions, visible trade‑offs, clear risk framing, and documented reasoning — so decisions hold up under hindsight.

Who This Is For

  • Founder‑CEOs and majority owners
  • Decisions with real capital or reputational risk
  • Owners who value judgment over validation

This is not a fit if you want outcomes outsourced or opinions without rigor.

Start with One Decision

Send one real decision you are currently facing. If the clarity helps, we continue. If not, you still walk away with better thinking.

📧 Email: connect@ramsme.com